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What offers bank account credits as ODP\SWP CR MEMO?

I notice this ODP\SWP CR MEMO credit for  almost $20.00 in my bank account. Where does it come from?

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That means your account was going to overdraft so they moved money from a savings/money market/sweep accoun to cover it. it means Over Draft Protection Sweep credit memo....

If you want more info call your bank

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